Comments on: California is cracking down on uninsured motorist! https://bikerlawblog.com/california-is-cracking-down-on-uninsured/ Biker and Motorcycle Accident Lawyer, Top Biker Lawyer, Biker Attorney, Motorcycle Accident Lawyer, Motorcycle Accident Attorney, Legal Issues, Safety Tips, Videos, Links to Motorcycle and legal sites, Motorcycle Ride Reports and General Personal Injury! For a Free Consultation on Your Motorcycle Accident Case, Call 800-816-1529 x. 1 Sat, 17 Dec 2022 11:44:10 +0000 hourly 1 https://wordpress.org/?v=6.9.4 By: Norman Gregory Fernandez https://bikerlawblog.com/california-is-cracking-down-on-uninsured/#comment-765 Thu, 16 Aug 2007 21:47:47 +0000 #comment-765 Jeff I cannot comment on States other than California, since I am licensed in California. California requires liability insurance for all drivers of a vehicle.

I can say that I do talk to bikers from all over the Country and I have never heard of anyone paying $330.00 per month for motorcycle insurance. The average that I have heard of is anywhere from $300 to $800 per year with full coverage for liability and the motorcycle.

You need to Shop around!

Norm

]]> By: Norman Gregory Fernandez https://bikerlawblog.com/california-is-cracking-down-on-uninsured/#comment-312 Wed, 14 Mar 2007 03:53:04 +0000 #comment-312 Thanks for the info Mike.

Norm

]]> By: Norman Gregory Fernandez https://bikerlawblog.com/california-is-cracking-down-on-uninsured/#comment-257 Sun, 04 Mar 2007 15:40:42 +0000 #comment-257 I am not sure about Florida. In California you can sue for your total damages in an accident no matter how much insurance the defendant has. Let’s say they have only 15k in coverage, but you have 100k in damages. In California you can sue for all of your damages. The only trouble is collecting the amount above policy limits!

You should check with a Florida PI lawyer on this issue.

Norm

]]> By: Norman Gregory Fernandez https://bikerlawblog.com/california-is-cracking-down-on-uninsured/#comment-250 Sun, 04 Mar 2007 09:22:20 +0000 #comment-250 Anything lower than 10/15/30 is too low. I feel sorry for someone who gets hit by someone with lower policy limits than that! The solution would be to buy under-insured motorist coverage to cover the difference!

I agree with you on Gap insurance. You will find articles about all of these types on insurance here on the Biker Law Blog. If you go to the main tab on the top and search for insurance the articles should come up.

Take care Sandie!

Norm

]]> By: Anonymous https://bikerlawblog.com/california-is-cracking-down-on-uninsured/#comment-235 Tue, 30 Nov -0001 00:00:00 +0000 #comment-235 Norm: I think all states are starting to crack down on uninsured motorists. In Florida if you let your auto insurance lapse or non pay, the insurance company will send a fax to Tallahassee Dept. of Motor Vehicles and your license will be suspended right away. They also can remove your license plate, tag from the car. If you have a lien on the vehicle the insurance will send the leinholder notice that you have no insurance and then the leinholder can pick up your vehicle. There is a bare minimum that one can purchase and get by with satisfying the State but I own a home so I purchase real insurance. Funny thing, if this law was enforced we would not have to buy uninsured motorists insurance coverage. It is amazing how many people are on our highways without insurance, Hey, it is nearly as bad as the people driving with suspended license. I think it needs to be cracked down on.

]]> By: Anonymous https://bikerlawblog.com/california-is-cracking-down-on-uninsured/#comment-249 Tue, 30 Nov -0001 00:00:00 +0000 #comment-249 Minimum insurance requirments are a lot lower in Florida. People actually carry $2,000 deductibles on bodily injury. Of course if they have a lein on their vehicle they must carry enough insurance to pay it off if something happens. The leinholder does not care about you. I have a friend who just bought a Hummer and they bought “gap” insurance because even with a good trade in and large cash downpayment, you get upside down on what you owe real quick because vehicles decrease in value as soon as you drive them off the lot and before you make the first payment. Still a lot of uninsured motorists. I carry uninsured on both vehicles and Harley’s. You just never know.

]]> By: Anonymous https://bikerlawblog.com/california-is-cracking-down-on-uninsured/#comment-256 Tue, 30 Nov -0001 00:00:00 +0000 #comment-256 Do they have under insured insurance? In Florida I “THINK” you can only sue up to the insurance coverage one has purchased. It is a problem here. I know of someone who changed insurance companies. The old company sent a letter to the State letting them know that she had cancelled her insurance. The Stae did not receive right away the new insurance companies information on being her new insurance carrier information. The new info was sent the same day she went in and paid for 6 months coverage and pictures were taken of her car. During the Christmas holidays she was stopped in a DUI Checkpoint. The Sheriff informed her that her drivers kicense was suspended. There was no notice from the State. Lucky for her because the Sheriff was busy carting off drunk drivers. They gave her a ticket and let her friend drive her car because she did have proof of insurance in her glove compartment.

]]> By: Mike Seigle https://bikerlawblog.com/california-is-cracking-down-on-uninsured/#comment-309 Tue, 30 Nov -0001 00:00:00 +0000 #comment-309 Uninsured motorists are a real problem around the country. However NLETS, the same people who provide police oficers real time info on outstanding warrents, is trying implement a nation wide auto insurance verification system. There are some problems getting insurance companies to cooperate, but it is coming.

]]> By: jeff https://bikerlawblog.com/california-is-cracking-down-on-uninsured/#comment-764 Tue, 30 Nov -0001 00:00:00 +0000 #comment-764 Are there any states that do not require motorcycle insurance?

I can’t afford 330 a month!!

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