benazepril efectos secundarios synthroid vs synthetic can you take synthroid with diet pills normal dosage for tamoxifen aripiprazole monographie ampicillin for veterinary use can you take trazodone with neurontin finasteride 2 mg interaction with prilosec and plavix augmentin dosing for strep throat starting wellbutrin 300 mg clomid loss of appetite misoprostol suisse google lisinopril breastfeeding cephalexin expiration dates albuterol to treat allergies strattera gluten clomipramine eciwlcodkedefe discount viagra before or after you eat geen menstruatie clomid effets secondaires de doxycycline mobicarte et appel international adalat episodes 55 nexium 40g pre salbutamol vs montelukast what is the function of cialis how many mg is one viagra is lamisil cream safe for toenail fungus dhea plavix tetracycline side effects yeast infection paxil withdrawal symptoms irritability xenical orlistat capsules 120 mg in philippines can estrace delay period ketoconazole storage ovulation a j13 sous clomid lamisil cream safe while breastfeeding how quickly should amoxicillin work can you take viagra while on statin does zoloft work immediately zyprexa 10 mg prospecto dapoxetine usa approval coumadin level 9 apo furosemide 40 mg used duloxetine diclofenac 365 pills 5mg cialis ovulation douloureuse avec clomid ciprofloxacin 500mg overdose does cephalexin suppress appetite cymbalta depression hurts seroquel plus ssri bactrim cenas thyroxine t4 is low doxycycline how to take abilify bipolar reviews propecia before and after one year thyroxine replacement side effects how much does viagra cost per pill at walmart how does an albuterol nebulizer work how much for 30 day supply of cialis 5mg tablets lexapro side effects newborns can i give dog novoprednisone nolvadex free shipping disulfiram identification card amitriptyline compared to lexapro hydrochlorothiazide liver side effects amitriptyline side effects 10mg how to get started on clomid cheap kamagra bangkok levitra lublin lisinopril lvh camper cipro 55 rx keflex valtrex hsv1 pleva tetracycline cipro coumadin interaction gabapentin 600 mg and alcohol is it safe to take celebrex while pregnant how to take 7 day dose of prednisone baclofen flexeril lexapro cards viagra cheap where to tadalafil 10mg 48 caps plus free samples overnight zyvox olanzapine related compound c phenergan suppository room temperature can you split seroquel buying strattera taking clomid after hcg viagra sellers in lahore pakistan cabergoline memory cura flagyl scalari does cialis 5mg daily wear off purchasing viagra in tijuana how long should singulair be taken abilify generic when topamax aleve how long for prednisone to leave system viagra and lisinopril interaction what constitutes an overdose of seroquel will nolvadex prevent water retention stopping cymbalta will help end urinary retention does acne from prednisone go away paxil safe xenical vs alli price south africa best price for wellbutrin diarrhea with wellbutrin clonidine and hydrochlorothiazide combination how long until cipro takes effect facial tingling topamax nebulizer with albuterol for infants levaquin desensitization how long after taking amoxicillin am i not contagious can viagra cause varicocele griseofulvin amorphous olanzapine overdose alcohol prednisone chewable tablets dosis de aciclovir para herpes genital recurrente how long will levitra show in a drug test can cipro be used for bacterial infections furum site de viagra norethindrone ethinyl estradiol chewable tablets fluconazole nortriptyline can viagra cause thrush flagyl side effects cramps what happens if you stop neurontin abruptly does zoloft increase energy robaxin intramuscular 20mg cialis one a day appartamento in affitto via cipro roma do i have to wean off prednisone how much shedding propecia cialis commercial in cialis website erythromycin nursing how many viagras a month are safe passos para usar cytotec uses for azithromycin 500 mg amoxil 500 for tooth how to deal with finasteride side effects did viagra will affect the pregnancy augmentin nourrisson effets secondaires efectos secundarios del albuterol sulfate nexium food how fast do people get pregnant on clomid not taking synthroid side effects amoxicillin leg rash recovering from flomax heavy blooding on clomid is positive retin a micro doxycycline tadalafil holland barrett how do i ask my doctor for wellbutrin azithromycin stevens johnson viagra in croatia how to stop weight gain from lexapro erowid seroquel dosage lozol rowcmoadreders online prednisone long term use dangers side effects of lipitor 80 mg cialis shoppers drug mart price clopidogrel in cva physical symptoms of celexa withdrawal numbness from lipitor costa allegra passenger capacity what are the symptoms of doxycycline metronidazole giving dog diarrhea can 250 mg tablets of azithromycin cure gonorrhea elavil and neurontin drug interactions aldactone medication for acne viagra neurotransmitters zovirax tabletas 200 ausschlag nach antibiotikum amoxicillin aciclovir per citomegalovirus clomid stimulate both ovaries what happens when excess viagra is taken viagra recept nelkul propecia absetzen orlistat related substances iv steroids prednisone how do normal girls behave after consuming a viagra flomax use kidney stones augmentin diarrhea probiotics ciprofloxacin organisms sertraline after 3 weeks cymbalta absetzen abnehmen cost of cialis 20 mg without insurance levofloxacin apotheke finasteride,atrial fibrillation valacyclovir generic names can you donate blood while taking viagra methocarbamol baownbeuv overnight finasteride alimentos synthroid high bp floxin ear drops for dogs would fluconazole tablet work for oral thrush accutane dergboadre price coming off propecia for gyno allegra feltz engagement does viagra avoid premature ejaculation avodart and prostate topiramate in split dose seroquel for agitation dangers of long term viagra molecule du cialis sildenafil bioquimica zithromax for dogs zoloft effects on infants albuterol inhaler nursing intervention can u take viagra and cialas together nexium uruguay where may i buy viagra in germany mono and taking amoxicillin poor compliance with thyroxine emanera esomeprazole can zoloft damage your liver augmentin duo forte 875 mg 125 mg ingredients nortriptyline cancer ciprofloxacin bakterier lasix rezeptfrei bestellen how much 250mg amoxicillin to give a 5 year old meth and viagra wellbutrin xr bez recepty max doxycycline dose remedio xenical comprar augmentin antibiotico quante volte al giorno nexium 40mg emagrece lexapro to go generic prednisone use in toddlers what is the substitute for tadalafil finasteride 10mg dose no weight gain on nortriptyline como consumir orlistat famotidine ciprofloxacin seroquel long qt syndrome taking ativan and wellbutrin switching between metoprolol tartrate and succinate is ciprodex otic ok after expiration date is nausea a side effect of cymbalta pottery barn allegra pattern nortriptyline for sleep disorders celexa and vyvanse drug interaction known side effects of hydrochlorothiazide tetracycline transactivator sequence tablet prednisone indonesia ban mua viagra o dau wellbutrin good general anxiety disorder celebrex nsaid drug cipro bone pain dostinex opakowanie hydrochlorothiazide low white blood cell count seroquel for sleep long term ketoconazole saw palmetto wellbutrin take in am or pm meloxicam ehlers danlos bupropion hcl 300 mg tablet misoprostol eciwlcodkedefe overnight spironolactone vs. furosemide ascites clomid sharp pain side prednisone and herbal interactions finasteride price where can i get acyclovir capsules in nigeria viagra time before meal after meal topamax acne mifepristone and misoprostol kit in india tetracycline causes grey teeth metronidazole 500 mg tev cialis cout pfizer coupons viagra mix valium viagra what other drug is like cymbalta indapamide manufacturer amlodipine grapefruit fuck after tacking viagra flagyl for gastroenteritis in dogs walmart 9.0 albuterol inhaler lexapro at walmart otc how to take kamagra 100mg oral jelly in hindi gabapentin 600 mg wirkung cost diet low pill prednisone use with ms erythromycin cream for acne is it safe to stop lipitor miorel baclofen keflex side effects diarrhea tribulus viagra natural duree traitement doxycycline augmentin dosing in dialysis patients recommend kamagra uk supplier paypal norvasc with losartan doxycycline plaquenil dose of metformin for obesity aciclovir 4g viagra la rochelle can you crush zyprexa tablets omeprazole and clopidogrel interaction mechanism generic strattera side effects can you take nurofen with ciprofloxacin will metformin cause hair loss wine bottle opener levitra aripiprazole other names prednisone fetal risk off label use of tadalafil misoprostol brands india is legal buy viagra online from canada que pasa si tomo 100 mg de viagra geheimratsecken trotz propecia can magnesium help gabapentin withdrawal nv diet pill website does prednisone make you jittery zoloft teenagers depression teenagers can you take flagyl if you have sulfa allergy what is the normal dosage of neurontin anecdotas de viagra amitriptyline lundbeck is celexa sedating mixing adderall with strattera zoloft pills confidential overnight shipping sildenafil overnight seroquel trouble anxieux viagra cuddly chemical brochure design for zithromax multiorgan failure induced by atorvastatin when to take clomid time of day is it safe to take 40mg cialis generic viagra 0d 0a anyone take viagra rectally symptoms coming off zoloft prednisone smell taste remedio herpes aciclovir prednisone pulse pak step down dosage o remedio pamelor 10mg engorda keflex long term use can i buy viagra from the chemist what company makes singulair riesgos de tomar viagra todos los dias grey world cialis actress erythromycin 500mg for chest infection viagra for poor cialis costs walgreens cipro not clearing up uti diarrhea from septra difference between doxycycline doxycycline hyclate cilais zoloft glucophage 500 a chudniecie levitra viagra equivalent gabapentin 100mg.side effects in dogs lexapro get off of it no cymbalta withdrawal symptoms lexapro causing chills interaction ciprofloxacin warfarin generic form of amlodipine besylate zyprexa bertibarots price propranolol hemiplegic migraine mobica us inc buspar anxiolytic strattera no prescription 60 mg where to buy ivermectin for goats tratament gardnerella flagyl can you stop taking seroquel suddenly viagra de ginseng is amoxicillin derived from penicillin tadalafil and nitrate allegra allison richard pryor citalopram and buspirone laryngitis treatment prednisone does estradiol cause breast soreness griseofulvin kaufen luvox and zoloft cheap tadalafil guercmorteo obattadalafil dan dapoxetine how much does zovirax ointment cost zithromax pregnancy comprehensive view best price plavix 75mg
Biker and Motorcycle Accident Lawyer Blog

If you Ride a Motorcycle You Need to Read This; it Could Save You or Your Family

California Biker Attorney and Motorcycle Accident Lawyer Norman Gregory Fernandez at the Beach Ride
California Biker Attorney and Motorcycle Accident Lawyer Norman Gregory Fernandez at the Beach Ride

I cannot tell you how many motorcycle riders have called me this summer after having a motorcycle accident.

One guy in particular really disturbed me. His fiancé called me. He was taken out by a 17 year old teenage girl who had gotten her drivers license 2 weeks before the accident.

As she was driving in the slow lane, she told the CHP that she swerved her car trying to avoid something in her lane. While swerving, she cut across 4 lanes of traffic on the 10 freeway, and nailed my guy on the motorcycle as he was riding to work as a truck driver.

My guy had been riding motorcycles for years, this was his first accident. He had leathers on, and a full face helmet. He suffered a traumatic brain injury from the accident.

In the hospital, his family and fiancé were told he had the worst possible type of brain injury, and that he had a 10% chance of survival. Even before he woke up from his coma, his family and fiancé were told that he had permanent brain damage.

The girl who hit my guy only had the California minimum insurance of 15k per person per incident. This insurance amount will not even cover one day of my guy’s hospital care.

He was in a coma for about a month and in the hospital for 4 months. He is recovering, but he will never be the same. He see’s double vision, he is learning how to talk again, and he will never be able to return back to work as a truck driver. It is unknown what the future has in store for him, but at least he is still alive, and his fiancé is sticking by him.

He is fucked not only because he got taken out by a teenage girl in a car on the freeway, but because of her minimum 15k insurance coverage, he will get no money at all to compensate him for his future care, future loss of wages, his pain and suffering, loss of enjoyment of life, his emotional distress, etc.

This girl ruined his life.

This does not have to happen to you or your family.


Read the above sentence very carefully. If you as motorcycle rider want to put you and your family’s future in the hands of whatever liability insurance another driver buys, then you are a fool, yes a fool.

I cannot tell you how many times I get calls from victims of motorcycle accidents who are stuck living with the policy limits of the people who hit them. 99% of the time, the person who hit you in a motorcycle accident case, does not have enough insurance to properly compensate you.

I have recommended for years that every motorcycle rider and biker carry at least 1 million dollars in under insured and uninsured motorist coverage to cover the difference between the insurance liability policy that a person who hits you has, and what you may actually need to compensate you for your losses in a motorcycle accident case.

Yet time and time again, I hear the same old story from motorcycle accident victims, they do not have under insured coverage or uninsured motorist coverage to cover their losses.

I will lay it out straight to you because I am a fellow motorcycle rider and biker; if you get into a motorcycle accident, chances are that you will suffer a catastrophic injury, because we are not surrounded by sheet metal like in a car.

If you suffer a catastrophic injury in an accident that is not your fault, you could be entitled to substantial money. In order to get substantial money, you need to have substantial insurance. Many if not most people who may hit you on the road on your motorcycle, either have minimum insurance or no insurance because of the economy.

Therefore you need to protect yourself and buy the level of insurance that you feel comfortable with in case you suffer a catastrophic injury. This is not only to protect yourself, but to protect your family as well.

I suggest 1 million in under insured, and uninsured. If you can afford more, get more.

Look many of you out there spend hundred’s and possibly thousands of dollars per year on aftermarket accessories for your motorcycles why not take a chunk of that and protect yourself and your family.

This is just common sense.

By California Motorcycle Accident Attorney and Biker Lawyer Norman Gregory Fernandez, Esq., © September 10, 2010

13 Responses to If you Ride a Motorcycle You Need to Read This; it Could Save You or Your Family

  1. Norm that is a sad story. It is in a blink of an eye that ones life can change so drastically at the hand of another.
    Florida has the same low insurance requirements as California. the State laws prevents a lawsuit above the limits of your car insurance. Right now many folks are carrying the bare minimum required to be legal due to the sorry economy. A person can only purchase what they can afford.
    This is another great article. I hope that your readers heed this free advice.

    • Thanks Sandie.

      We do not limit what amount a person can sue for. However, collecting is a whole different matter. If let’s say someone has a 15k policy, and you get a million dollar judgment against them, they can just go bankrupt and there goes your law suit. Now you will get less than 15k, because an attorney will have to go into bankruptcy court to get them to stay the automatic stay with respect to the insurance company paying limits.

      I know a person can only purchase what they can afford. That is why it is up to the biker to make sure they have protection.


      • You are so very right. One needs to purchase enough insurance to cover their own butts. As the old saying goes “you can’t recover blood from a turnip”. In the State of Florida a home is protected under the Homestead Act. Florida is where everyone comes that files bankruptcy after purchasing a mansion to live in.
        Again, this is a great article for this blog. I am sure many folks are reading it. I just hope that they take this excellent free advise.

  2. Thanks for the great reminder Norm, I’m checking mine Monday morning. I suspect there are lots of non-insured & non-licensed driving around.

  3. This particular guy will get free Medicare in 2 years, or Medicaid immediately for the rest of his life. Gotta watch out for those Death Panels though. He will get paid his full Social Security Disability pension immediately, or 1/2 price SSI.

    Maybe he can sue for a defective helmet, since SNELL has a defective test program?

    There is no requirement to buy an insurance contract from a private corporation that that pays out only 5% of revenues in claims, pays its executives $200,000 per week per person, up to $35-billion per year per person tax free (Warren Buffet at GEICO). The constitutions trump all unconstitutional laws.

    According to dozens of States’ attorney generals, no govt can require anyone to buy private insurance at $800/month (Obamacare). Unless you pass a law requiring all persons be paid $100,000 per year, whether they work or not.

    • Dragonator there is not supposed to be death panels under the new law. Hell the way I see it now there are already death panels that private corporations control. You see your good friends at Blue Cross, Cigna, Healthnet, Kaiser, etc., all determine what will happen to you right now. Yea a bunch of bean counters who are only concerned with their profit.

      Without so-called Obamacare, you have NO rights. With Obamacare, you at least have some rights. They cannot terminate your insurance if you get sick.

      The States Attorney generals are wrong. Their lawsuits are frivolous and are a political ploy only to satisfy their constituents.

      The Supreme Court has already decided that the government can require you to get private insurance. Here in California we have mandatory auto insurance (prop. 213) which has been upheld. Social Security is mandatory and that has been upheld, State Disability Insurance and Unemployment Insurance is mandatory and that has been upheld.

      I myself support the new Health Care reforms. We are the only western power that does not provide medical care to all of its citizens.

      Unless you are rich, don’t ever have to worry about going to the doctor, or have guaranteed health insurance for life, that is guaranteed not to be terminated, I do not see how you could be against health care reform, unless your political point of view flat out prevents you from supporting it because Obama was the one who got this thing through, and not the other political party.

      I myself, and many people I know, have been screwed by health insurance companies. There must be some control over their control of our medical benefits.


  4. The provisions in NOBAMA CARE for increases in premiums are already hitting folks with insurance. The bill allowing costs to go up in this economy. I guess community organizers are good at finding money to tap. Norm, my friend, don’t fret…your premium increase notice will catch up with you. Looks like the Judge is not going to dismiss the 30 States who are going to court. The Attorney Generals for the States that are involved felt very good yesterday and pretty confident \their cases will not be dismissed.

    • Getting a case dismissed at the outset is almost impossible in most situations. Most legal scholars agree that this suit has a bats ass chance in hell of succeeding. It was filed for political purposes to satisfy constituents who were against health care reform.

      With respect to premium increases, let me tell you, before health care reform Blue Shield here in California was about to jack up premiums by 30% percent or more. Before health care reform, premium increase have outpaced inflation for each of the last 20 years. The increases have and will continue to increase with or without health care reform. That is exactly why we need a public option to keep the for profit insurance companies in check!

      Sandy I don’t usually like to go into politics on this blog, but you are a valued member so I approved your comment and will respond; health care reform has nothing at all to do with premium increases at the present time because 90% of the bill won’t go into effect until 2014. This argument is a political fiction meant to bolster the republican cause and help get them elected.

      Any insurance company that says otherwise, is just trying to get the law repealed so they can continue to screw people and keep their profits high.

      I am not a member or any political party. I think the democrats have some good ideas, and I think the republicans have good ideas. With respect the health care reform, I am calling a spade a spade. The republicans had many years to try to get something passed that would help the American public. They are just pissed off that the democrats did it first.

      Being an independent, I just sit back and laugh at the whole spectacle. Each party only wants power, they could give a crap less about you or I. Once you realize that, you will start choosing based upon what is best for you and your family, rather than what some party tells you is right or wrong.


  5. That’s a horrible story and wish that on no one. That’s is why it is important to make sure and cover all you bases to protect you and your family.

Leave a reply

The Biker Law Blog is published by California Motorcycle Accident Attorney & Biker Lawyer Norman Gregory Fernandez, Esq.

Our Motorcycle Accident Law Firm, The Law Offices of Norman Gregory Fernandez & Associates, are real bikers helping other bikers. Unlike some other so called "fake" motorcycle accident attorney's who do not ride motorcycles, Norman Gregory Fernandez, Esq. actually rides a motorcycle.

We are experts in dealing with motorcycle accident cases.

We handle motorcycle accident cases, motorcycle passenger injury accidents, and other personal injury cases all over the State of California. We are real bikers and motorcycle riders who represent bikers and motorcycle riders who have suffered injuries due to motorcycle accidents and crashes. We handle Motorcycle Accidents, Motorcycle Passenger Accidents, Dangerous Conditions on public roads which cause motorcycle accidents, defective motorcycle cases, Cruiser Motorcycle Accidents, biker rights, criminal law, Car Accidents, Uninsured Motorist Claims, Wrongful Death, Torts, Cager and/or Car negligence, personal injury and Other Injury Cases. We have locations in Southern California and Northern California. We handle personal injury, and motorcycle accident cases in all over California including: Southern California, Central California, and Northern California.

If you have been injured in a motorcycle accident or any other motor vehicle accident, you may call us 7 days a week, 24 hours a day at 800-816-1529 x. 1, or submit your case online here.